Available payment options depend on the country of your billing address and the currency with which you make payments. Select your country and currency on our
Payment Options page 
to see what's available to you.
Google payment options are divided into two types: postpay and prepay. One or both will be available to you depending on your country and currency. Note that you won't be able to switch from a postpay option to a prepay option or vice versa, so be careful when you select a payment method as you set up your account.
Click the links below for more information on postpay and prepay:
Postpay
Postpay
If you select a postpay option, you'll make payments only after you accrue advertising costs. You'll be billed 30 days after your last payment or when your account costs reach your billing threshold, whichever comes first. Learn more about when you're billed.
Google currently offers two types of postpay. If both are available to you, you can switch between them at any time.
I. Credit and debit card: If you choose this option, your ads will typically begin running almost immediately after you enter valid credit or debit card information. All AdWords charges will be made to this card. See a list of frequently asked questions about postpay by credit or debit card.
II. Direct debit: If you choose this option, Google will deduct AdWords payments from your bank account. You may be required to submit a debit authorization or verify a test deposit before your ads can run. See a list of frequently asked questions about direct debit.
If you use postpay, we recommend entering a backup credit card in your account. If your primary form of payment is ever declined, we'll attempt to charge your backup credit card to help ensure that your ads run continuously.
See a list of frequently asked questions about postpay.
Prepay
Prepay
If you select a prepay option, you'll pay for advertising in advance of receiving any clicks or impressions. You can add funds to your AdWords account whenever you like, and we'll deduct costs from that balance. We'll notify you when your balance is running low. If you do run out of funds, your ads will stop showing until you make another payment.
Google offers two widely available types of prepay:
I. Credit and debit card: If you choose this option, Google will charge your credit or debit card in the amount that you specify, and your account balance will update almost immediately. See a list of frequently asked questions about prepay by credit or debit card.
II. Bank transfer: If you choose this option, you'll make AdWords payments by transferring funds from your bank account to Google's bank account. Your ads will typically begin running as soon as we receive and process your payment. This typically takes 5 to 10 business days, depending on your country and what bank you use.
Be sure to include the correct reference number when making a transfer or we won't be able to match your payment to your AdWords account. See a list of frequently asked questions about bank transfer.
Google also offers a number of prepay options specific to a single country. Learn about these options and more in our frequently asked questions about prepay.
Note that you can switch between all the prepay options available to you at
any time.
to see what's available to you.